Project Loans

Warehouse Construction Loan
Onward 7.50%.

A Warehouse Construction Loan is a loan provided to build or expand warehouses for storing goods, raw materials, agricultural products, and business inventory. The loan can be used for land development, building construction, machinery, storage systems, and infrastructure setup. It helps businesses manage storage safely and improve supply chain operations.

Application

Please provide your warehouse construction loan and financial details for quick assessment.

Warehouse Construction Loan Eligibility Criteria

Understand the complete eligibility structure for warehouse construction loans, including applicant type, financial stability, repayment capability, and credit history.

What do you mean by Warehouse Construction Loan Eligibility Criteria?

The main aim of this loan is to support construction of warehouses in rural areas for storing fruits, vegetables, and agricultural products at suitable temperatures to prevent spoilage.


Warehouse construction loans help farmers, agro businesses, and co-operative societies improve storage facilities and reduce product wastage.


Before applying for the loan, applicants should ensure proper financial stability, repayment capability, and project feasibility.

Warehouse Construction Loan Eligibility Criteria

  • Co-operatives & Agro-Processing Co-operative Societies Eligible
  • Individuals / Farmers Can Apply
  • Proprietary & Partnership Firms Eligible
  • Corporations & Agro-Industrial Corporations Eligible
  • Group of Farmers / Growers Can Apply
  • Agricultural Produce Marketing Committees Eligible

Important Loan Information

  • Up to 80% Project Cost Funding Available
  • Loan Amount Starts from ₹1 Lakh
  • Maximum Loan Amount Up to ₹20 Crore
  • Warehouse Construction for Rural Areas
  • Support for Agricultural Product Storage
  • Storage Facility for Fruits & Vegetables

Factors Affecting Warehouse Construction Loan Eligibility

Credit History

Lenders check your previous repayment behavior to ensure you can repay the loan on time. Delayed EMI or bill payments may reduce approval chances.

Professional Status

Self-employed individuals, professionals, and businessmen are required to provide business details and bank statements to show financial stability.

Financial Stability

Stable income, healthy business turnover, and proper financial records improve lender confidence during loan verification.

Project Feasibility

Proper warehouse planning, storage capacity, and project feasibility reports help improve loan approval possibilities.

Ways to Increase Warehouse Construction Loan Eligibility

Required Documents

Documents Required for Warehouse Construction Loan Processing

Keep the following documents ready for faster approval and smooth verification. Select your applicant type and check the complete checklist.

Individual

Personal Applicant
  • PAN Card Copy
  • Aadhaar Card + Passport
  • Address Proof If Rented Also Permanent Address Proof
  • Last 3 Years Form-16, ITR with Computation of Income If Filed
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter

Prop Firm

Business Applicant
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
  • Provisional Financial AY 2019-20
  • Bank Accounts (Current Account, CC Account, OD Account Last 1 Year Updated)
  • 6 Month Saving Account Statement Updated (Proprietor)
  • If Running Any Loan Please Provide Sanction Letter and Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers with Chain Sanction Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

Partnership Firm

Partnership Business
  • Partners
  • PAN Card - Company, All Partners
  • Address Proof - All Partners (Passport, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof - Latest Any Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return Last 1 Years
  • 3 Year Company ITR COI P/L A/C BalanceSheet + Audit Report 3CB 3CD, All Annexures, Scheduled with C.A Certified
  • Provisional Financial AY 2019-20
  • 3 Year All Partner Individuals ITR + Computation
  • Firm All A/C Bank Statement 1 Year Updated
  • All Partner Saving A/C Statement 6 Month
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate

Pvt. Ltd.

Corporate Applicant
  • Clear PAN Card - Company and All Directors
  • Address Proof – Company and Directors
  • List of Director & Share Holder with CA Certified as on Date
  • Memorandum Order in Hand and Complete Copy (If Applicable)
  • GST, Sale, VAT and SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors Individuals ITR & Computation Last 3 Years
  • Last 3 Years Complete Financial with Tax Audit Report and Annexure
  • Provisional Financial FY 2019-20 or Month Wise Sale Figure Last 1 Year
  • Company All Bank Account Statement 1 Year Updated
  • All Directors Saving A/C Statement 6 Month
  • If Running Any Loan – Latest Sanction Letter and Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Sanction Map
  • Projected Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
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