Loans

Promoter Funding Share
Onward 9.00%.

Promoter Funding Share means the money or investment that the company promoters put into their own business or project. It shows how much financial support the owners are giving from their own side before taking external funding or loans. A higher promoter contribution makes lenders more confident about the project.

Application

Please provide your details for quick funding assessment.

Promoter Funding Against Share Eligibility Criteria

Understand the complete eligibility structure for promoter funding, including income, credit score, age, and repayment capacity requirements.

What do you mean by Promoter Funding Against Share Eligibility Criteria?

As a promoter of a company, you always aim to grow your business. This facility allows you to raise funds in a short period by using shares as security and converting securities into equity support for business growth.


Promoter funding is mainly used to expand business operations, improve liquidity, and support long-term growth requirements.


Before applying, promoters must meet basic eligibility requirements such as age, income, credit score, and repayment ability.

Promoter Funding Eligibility Criteria

  • Eligibility depends on age, income, turnover, work experience, and creditworthiness
  • Applicant must be a self-employed individual or business promoter
  • Minimum loan amount starts from 2 Cr up to 10 Cr

Self-Employed Individual Eligibility

  • Age limit: 25 to 60 years
  • Applicant must be a resident of India
  • Credit score must be above 750

Factors Affecting Promoter Funding Eligibility

Applicant Age

Younger applicants have a higher repayment period, which increases eligibility. Near retirement age applicants may have lower eligibility due to limited repayment time.

Income & Debt Ratio

Higher income improves repayment capacity. Existing loans and high debt-to-income ratio can reduce eligibility chances.

Ways to Increase Promoter Funding Eligibility

Required Documents

Documents Required for NBFC Funding Processing

Keep the following documents ready for faster approval and smooth verification. Select your applicant type and check the complete checklist.

Individual

Personal Applicant
  • Photographs (2)
  • PAN Card Copy
  • Aadhaar Card + Passport
  • Address Proof (If Rented also Permanent Address Proof)
  • Last 3 Years Form-16, ITR with Computation of Income (If Filed)
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Last 3 Months Salary Slip + Appointment Letter

Prop Firm

Business Applicant
  • Photograph (Both)
  • PAN Card Copy (Proprietor)
  • Address Proof (Passport / Voter ID / Aadhaar)
  • Office Address Proof (Electricity Bill / Telephone Bill)
  • Firm Registration Certificate & GST Registration Copy
  • Last 1 Year GST Return Copy
  • 3 Years ITR, Profit & Loss, Balance Sheet, Tax Audit Report, Annexures
  • Provisional Financial AY 2019-20
  • Bank Accounts (Current / CC / OD - Last 1 Year Updated)
  • 6 Months Saving Account Statement (Proprietor)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map

Partnership Firm

Partnership Business
  • Photograph of Partners
  • PAN Card - Company & All Partners
  • Address Proof - All Partners (Passport / Voter ID / Aadhaar)
  • Firm Address Proof (Latest Utility Bill)
  • Partnership Deed Copy
  • GST Certificate
  • GST Return Last 1 Year
  • 3 Years ITR, Profit & Loss, Balance Sheet, Audit Report (3CB/3CD), Annexures (Certified by CA)
  • Provisional Financial AY 2019-20
  • 3 Years All Partners Individual ITR + Computation
  • Firm Bank Statement (Last 1 Year Updated)
  • All Partners Saving Account Statement (6 Months)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Map

Pvt. Ltd.

Corporate Applicant
  • Photographs of All Directors
  • PAN Card - Company & All Directors
  • Address Proof - Company & Directors
  • List of Directors & Shareholders (CA Certified)
  • Memorandum of Association (Complete Copy if applicable)
  • GST / Sales / VAT / SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors Individual ITR & Computation (Last 3 Years)
  • Last 3 Years Financials with Tax Audit Report & Annexures
  • Monthly Sales / Provisional Financial (Last 1 Year)
  • Company Bank Statements (Last 1 Year Updated)
  • All Directors Saving Account Statement (6 Months)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Sanction Map
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