Un-Secured Loans

Supply Chain Finance
Onward 7.00%.

Supply Chain Finance (SCF) is a financial service that helps buyers and suppliers manage cash flow easily. In this, suppliers get early payment from a bank or finance company while buyers pay later on the due date. It helps businesses improve working capital and keeps the supply chain running smoothly.

Application

Please provide your business and financial details for quick loan assessment.

Supply Chain Finance Eligibility Criteria

Understand the complete eligibility structure for supply chain finance, including business turnover, repayment behavior, cash flow strength, and creditworthiness.

What do you mean by Supply Chain Finance Eligibility Criteria?

Supply chain finance helps suppliers get quick access to cash against their approved invoices, instead of waiting for buyer payments. This improves cash flow and reduces working capital stress.


Eligibility depends on your business stability, turnover, repayment history, and overall financial strength of both buyer and supplier relationship.

Supply Chain Finance Eligibility Criteria

  • Age Limit: 25 to 65 Years
  • Minimum 3 Years Business Continuity
  • Applicable for Individuals, Proprietorships, Firms & Companies
  • Maximum Loan Amount: Up to ₹50 Lakhs
  • Strong Buyer-Supplier Relationship Required
  • Stable Cash Flow & Sales Turnover Required

Eligible Business Types

  • Individuals
  • Proprietorship Concerns
  • Partnership Firms
  • Private & Public Limited Companies
  • Private Trusts
  • Limited Liability Partnerships (LLP)

Factors Affecting Eligibility

Business Cash Flow

Strong and consistent cash flow increases approval chances. Irregular income or weak collections may reduce eligibility.

Credit History

Missed EMIs, defaults, or low credit score can negatively impact your eligibility for supply chain finance.

How to Increase Eligibility

Required Documents

Documents Required for Loan Processing

Keep the following documents ready for faster approval and smooth verification. Select your applicant type and check the complete checklist.

Individual

Personal Applicant
  • Photographs - 2
  • PAN Card Copy
  • Aadhaar Card + Passport
  • Address Proof (If Rented Also Permanent Address Proof Required)
  • Last 3 Years Form-16, ITR with Computation of Income (If Filed)
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Last 3 Months Salary Slip + Appointment Letter

Proprietor Firm

Business Applicant
  • Photograph (Both)
  • PAN Card Copy of Proprietor
  • Address Proof (Passport / Voter ID Card)
  • Office Address Proof (Electricity Bill / Telephone Bill)
  • Firm Registration Certificate & GST Registration Copy
  • Last 1 Year GST Return Copy
  • 3 Years ITR, Profit & Loss, Balance Sheet, Tax Audit Report & Annexures
  • Provisional Financial (AY 2019-20)
  • Bank Statements (Current, CC, OD – Last 1 Year Updated)
  • 6 Months Saving Account Statement (Proprietor)
  • Existing Loan Sanction Letter & Repayment Schedule (If Any)
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map

Partnership Firm

Partnership Business
  • Photographs of Partners
  • PAN Card (Company & All Partners)
  • Address Proof of All Partners (Passport / Voter ID / PAN / Aadhaar)
  • Firm Address Proof (Latest Utility Bill)
  • Partnership Deed Copy
  • GST Certificate
  • GST Return (Last 1 Year)
  • 3 Years Financials (ITR, P/L, Balance Sheet, Audit Report 3CB/3CD, Annexures)
  • Provisional Financial (AY 2019-20)
  • 3 Years Individual ITR of All Partners
  • Firm Bank Statement (Last 1 Year Updated)
  • Partners Saving Account Statement (6 Months)
  • Existing Loan Details (Sanction Letter & Repayment Schedule)
  • Agreement to Sell Copy
  • Property Papers with Complete Chain & Map

Pvt. Ltd.

Corporate Applicant
  • All Directors Photograph
  • PAN Card (Company & All Directors)
  • Address Proof (Company & Directors)
  • List of Directors & Shareholders (CA Certified)
  • Memorandum & Articles of Association (MOA/AOA)
  • GST, Sales, VAT & SSI Registration Certificate
  • GST Returns (Last 1 Year)
  • All Directors ITR & Computation (Last 3 Years)
  • Financial Statements (Last 3 Years with Audit Report & Annexures)
  • Provisional Financial (FY 2019-20 / Monthly Sales Last 1 Year)
  • Company Bank Statements (Last 1 Year Updated)
  • Directors Saving Account Statement (6 Months)
  • Existing Loan Sanction Letter & Repayment Schedule
  • Agreement to Sell Copy
  • Property Papers with Complete Chain & Sanction Map
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