Secured Loans

Builder Inventory Loan
Onward 9.00%.

A Builder Inventory Loan is a loan given to builders or real estate developers against their unsold flats, shops, or commercial units. It helps builders manage cash flow, complete projects, or handle business expenses without selling properties at low prices.

Application

Please provide your details for confidential Builder Inventory Loan assessment.

Builder Funding Eligibility Criteria

Understand the complete eligibility structure for builder funding loans, repayment capacity, business turnover, and creditworthiness.

What do you mean by Builder Funding Eligibility Criteria?

Builder Funding is a financial facility offered to builders and developers for construction and project development purposes. It comes with attractive interest rates and flexible repayment tenure.


Only minimal documentation is generally required, and loan approval depends on the financial profile and repayment capability of the applicant.

Eligibility Criteria for Self-Employed Individuals

  • Age Limit: 25 to 60 Years
  • Applicant Must be Resident Indian
  • Credit Score Should be Above 750
  • Stable Business Sales & Turnover Required
  • Good Repayment History Preferred
  • Strong Creditworthiness Required

Important Loan Highlights

  • Funding for Construction Purpose
  • Flexible Loan Tenure Available
  • Attractive Interest Rates
  • Minimal Documentation Required
  • Fast Approval Process
  • Maximum Loan Amount Up to ₹100 Cr

Factors Affecting Builder Funding Eligibility

Creditworthiness

Lenders evaluate your financial profile, repayment behavior, and existing liabilities before approving builder funding.

Business Sales & Turnover

Stable business turnover and strong project sales increase the chances of higher loan approval.

Repayment History

A clean repayment history with no major loan defaults improves lender confidence.

Work Experience

Builders with strong industry experience and completed projects generally receive better loan offers.

Ways to Increase Builder Funding Eligibility

Required Documents

Documents Required for Builder Funding Loan

Keep the following documents ready for quick approval and smooth verification process.

Individual

Personal Applicant
  • Processing Fee Cheque in Favour of Bank
  • Last 3 Months Salary Slip + Appointment Letter
  • Photograph Both
  • PAN Card Clear Copy Proprietor
  • Address Proof (Passport, Voter ID Card)
  • Office Address Proof Latest Utility Bill
  • Firm Registration Certificate & GST Registration Copy
  • Last 1 Year GST Return Copy
  • 3 Years ITR, Profit Loss A/C & Balance Sheet
  • Tax Audit Report with Annexure
  • Provisional Financial AY 2019-20
  • Current / CC / OD Account Statement - 1 Year
  • 6 Month Saving Account Statement Updated
  • Loan Sanction Letter & Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers with Chain & Sanction Map

Prop Firm

Proprietorship Applicant
  • Photograph Both
  • PAN Card Clear Copy Proprietor
  • Address Proof (Passport, Voter ID Card)
  • Office Address Proof Latest Utility Bill
  • Firm Registration Certificate & GST Registration Copy
  • Last 1 Year GST Return Copy
  • 3 Years ITR, Profit Loss A/C & Balance Sheet
  • Tax Audit Report with Annexure
  • Provisional Financial AY 2019-20
  • Current / CC / OD Account Statement - 1 Year
  • 6 Month Saving Account Statement Updated
  • Loan Sanction Letter & Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers with Chain & Sanction Map

Partnership Firm

Partnership Business
  • Photograph of Partners
  • PAN Card - Company & All Partners
  • Address Proof - All Partners
  • Latest Firm Address Proof Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return Last 1 Year
  • 3 Years Company ITR & Audit Report
  • P/L A/C, Balance Sheet & Annexures
  • Provisional Financial AY 2019-20
  • Partners ITR & Computation Last 3 Years
  • Firm Bank Statement 1 Year Updated
  • Partners Saving Account Statement 6 Months
  • Latest Loan Sanction Letter & Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers Complete Chain with Map

Pvt. Ltd.

Corporate Applicant
  • All Directors Photograph
  • Clear PAN Card - Company & Directors
  • Address Proof - Company & Directors
  • Director & Share Holder List with CA Certificate
  • Memorandum Order Complete Copy
  • GST / Sale / VAT / SSI Registration Certificate
  • 1 Year GST Returns
  • Directors ITR & Computation Last 3 Years
  • Last 3 Years Financial with Audit Report
  • Provisional Financial FY 2019-20
  • Company Bank Statement 1 Year Updated
  • Directors Saving Account Statement 6 Months
  • Loan Sanction Letter & Repayment Schedule
  • Agreement To Sell Copy
  • Property Papers Complete Chain with Sanction Map
EMI Calculator

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