Loans

Venture Debt
Onward 12.00%.

Venture Debt Loan is a type of loan given to startups and growing companies that already have investors. It helps businesses get extra funds without giving more ownership or equity to investors. This loan is usually used for expansion, working capital, or scaling operations.

Application

Please provide your details for quick funding assessment.

Venture Debt Eligibility Criteria

Understand the complete eligibility structure for Venture Debt, including business strength, profitability, creditworthiness, and repayment capacity.

What do you mean by Venture Debt Eligibility Criteria?

When your business has strong growth potential, lenders are willing to fund you because the repayment ability looks positive. Venture debt is usually used for working capital, equipment purchase, and business expansion.


These funds help startups and growing companies scale faster without giving up much ownership.


Before applying, businesses must meet basic eligibility requirements like age, turnover, credit history, and strong business planning.

Venture Debt Eligibility Criteria

  • Age limit: 22 to 60 years
  • SME & Mid-Cap companies are eligible
  • Must have a strong business plan
  • Business profitability should be clearly explained
  • Eligibility depends on turnover, creditworthiness, and repayment history

Important Funding Information

  • Used for working capital, equipment purchase & expansion
  • Suitable for high-growth businesses
  • Helps companies scale without heavy equity dilution

Factors Affecting Venture Debt Eligibility

Collateral Requirement

Lack of collateral can reduce eligibility because lenders prefer security to ensure repayment, even in case of business risk.

Project Cost & Risk Level

Higher project cost and higher risk can affect eligibility. Lower and well-managed project cost improves approval chances.

Ways to Increase Venture Debt Eligibility

Required Documents

Documents Required for NBFC Funding Processing

Keep the following documents ready for faster approval and smooth verification. Select your applicant type and check the complete checklist.

Individual

Personal Applicant
  • Photographs (2)
  • PAN Card Copy
  • Aadhaar Card + Passport
  • Address Proof (If Rented also Permanent Address Proof)
  • Last 3 Years Form-16, ITR with Computation of Income (If Filed)
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Last 3 Months Salary Slip + Appointment Letter

Prop Firm

Business Applicant
  • Photograph (Both)
  • PAN Card Copy (Proprietor)
  • Address Proof (Passport / Voter ID / Aadhaar)
  • Office Address Proof (Electricity Bill / Telephone Bill)
  • Firm Registration Certificate & GST Registration Copy
  • Last 1 Year GST Return Copy
  • 3 Years ITR, Profit & Loss, Balance Sheet, Tax Audit Report, Annexures
  • Provisional Financial AY 2019-20
  • Bank Accounts (Current / CC / OD - Last 1 Year Updated)
  • 6 Months Saving Account Statement (Proprietor)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers with Chain & Sanction Map

Partnership Firm

Partnership Business
  • Photograph of Partners
  • PAN Card - Company & All Partners
  • Address Proof - All Partners (Passport / Voter ID / Aadhaar)
  • Firm Address Proof (Latest Utility Bill)
  • Partnership Deed Copy
  • GST Certificate
  • GST Return Last 1 Year
  • 3 Years ITR, Profit & Loss, Balance Sheet, Audit Report (3CB/3CD), Annexures (CA Certified)
  • Provisional Financial AY 2019-20
  • 3 Years All Partners Individual ITR + Computation
  • Firm Bank Statement (Last 1 Year Updated)
  • All Partners Saving Account Statement (6 Months)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Map

Pvt. Ltd.

Corporate Applicant
  • Photographs of All Directors
  • PAN Card - Company & All Directors
  • Address Proof - Company & Directors
  • List of Directors & Shareholders (CA Certified)
  • Memorandum of Association (Complete Copy if applicable)
  • GST / Sales / VAT / SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors Individual ITR & Computation (Last 3 Years)
  • Last 3 Years Financials with Tax Audit Report & Annexure
  • Provisional Financial FY 2019-20 / Monthly Sales (Last 1 Year)
  • Company Bank Accounts Statement (Last 1 Year Updated)
  • All Directors Saving Account Statement (6 Months)
  • Loan Sanction Letter & Repayment Schedule (If Running)
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Sanction Map
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