Project Loans

Tourism & Hospitality
Onward 7.50%.

Tourism & Hospitality Loan helps hotels, resorts, restaurants, travel agencies, and tourism businesses manage their expenses and grow their services. This loan can be used for hotel construction, renovation, buying equipment, business expansion, and working capital needs. It helps businesses improve customer services, increase bookings, and manage daily operations smoothly.

Application

Please provide your tourism & hospitality project and financial details for quick loan assessment.

Tourism & Hospitality Loan Eligibility Criteria

Understand the complete eligibility structure for Tourism & Hospitality loans, including business stability, credit profile, repayment capacity, and project funding.

What do you mean by Tourism & Hospitality Eligibility Criteria?

This facility is specially designed for the hospitality sector involved in hotels, motels, hostels, food services, and breakfast businesses. It helps businesses expand operations and manage working capital requirements.


Tourism & Hospitality loan eligibility depends on business continuity, repayment capacity, credit history, and overall financial performance.


Before applying for the loan, ensure your business has stable operations, proper financial records, and a good repayment background.

Tourism & Hospitality Eligibility Criteria

  • Applicant Age Should be Between 21 – 60 Years
  • Minimum 3 Years Business Continuity Required
  • Applicant Must Have Good Credit History
  • Applicant Must be Resident of India
  • Applicable for Hotel, Motel, Hostel & Food Businesses
  • Loan Available for Business Expansion & Working Capital

Important Loan Information

  • Maximum Funding up to 75% of Project Cost
  • Loan Available for Hospitality Sector Businesses
  • Support for Hotel & Resort Expansion
  • Working Capital Facility Available
  • Flexible Repayment Structure
  • Customized Funding Solutions for Tourism Projects

Factors Affecting Tourism & Hospitality Loan Eligibility

Unstable Business

Lenders evaluate business stability before approving loans. Continuous losses or unstable operations may negatively impact eligibility.

Low Credit Rating

A poor credit score reduces the possibility of quick approval and may increase loan rejection chances.

Weak Financial Records

Improper financial statements and weak business performance reduce lender confidence during loan assessment.

Irregular Loan Repayment

Delayed EMI payments, defaults, or settlement history can negatively affect overall loan eligibility.

Ways to Increase Tourism & Hospitality Loan Eligibility

Required Documents

Documents Required for Tourism & Hospitality Loan Processing

Keep the following documents ready for faster approval and smooth verification. Select your applicant type and check the complete checklist.

Individual

Personal Applicant
  • PAN Card Copy
  • Aadhar Card + Passport
  • Address Proof If Rented Also Required Permanent Address Proof
  • Last 3 Years Form-16, ITR with Computation of Income If File
  • Last 1 Year Bank Statement - Salary Account
  • Loan Schedule & Sanction Letter (If Running)
  • Complete Property Papers with Chain & Map + ATS
  • Processing Fee Cheque in Favour of Bank
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate
  • Last 3 Months Salary Slip + Appointment Letter

Prop Firm

Business Applicant
  • PAN Card Clear Copy Proprietor
  • Address Proof (Pass Port, Voter ID Card) Proprietor
  • Office Address Proof Latest (Electricity Bill, Telephone Bill)
  • Firm Registration Certificates & GST Registration Copy
  • Last 1 Year GST Return Copy
  • Firm 3 Years ITR Computation, Profit Loss A/C, Balance-Sheet, Tax Audit Report, All Scheduled & Annexure
  • Provisional Financial AY 2019-20
  • Bank Accounts (Current Account, CC Account, OD Account Last 1 Year Updated)
  • 6 Month Saving Account Statement Updated (Proprietor)
  • If Running Any Loan Please Provide Sanction Letter and Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers with Chain Sanction Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construction Estimate

Partnership Firm

Partnership Business
  • Photograph Partners
  • PAN Card - Company, All Partners
  • Address Proof - All Partners (Pass Port, Voter ID, PAN Card, Aadhaar)
  • Firm Address Proof - Latest Any Utility Bill
  • Partnership Deed Copy
  • GST Certificate
  • GST Return Last 1 Years
  • 3 Year Company ITR COI P/L A/C Balancesheet + Audit Report 3CB 3CD, All Annexxurs, Scheduled with C.A. Certified
  • Provisional Financial AY 2019-20
  • 3 Year All Partner Individuals ITR + Computation
  • Firm All A/C Bank Statement 1 Year Updated
  • All Partner Saving A/C Statement 6 Month
  • If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Map
  • Projected Financial
  • Project Feasibility Report
  • Company Profile & Management Profile
  • ISO Certificate & MSME Certificate
  • Pollution Cetificate
  • CMA Data
  • Machine Quotation
  • Building Onstruction Estimate

Pvt. Ltd.

Corporate Applicant
  • All Directors Photograph
  • Clear PAN Card - Company and All Directors
  • Address Proof – Company and Directors
  • List of Director & Share Holder with CA Certified as on Date
  • Memorandom Order in Hand and Complete Copy (If Applicable)
  • GST, Sale, VAT and SSI Registration Certificate
  • 1 Year GST Returns
  • All Directors Individuals ITR & Computation Last 3 Years
  • Last 3 Years Complete Financial with Tax Audit Report and Annexure
  • Provisional Financial FY 2019-20 or Month Wise Sale Figure Last 1 Year
  • Company All Bank Account Statement 1 Year Updated
  • All Directors Saving A/C Statement 6 Month
  • If Running Any Loan – Latest Sanction Letter and Repayment Scheduled
  • Agreement to Sell Copy
  • Property Papers Complete Chain with Sanction Map
  • Projected Feasibility Report
  • Company Profile & MSME Certificate
  • Pollution Certificate
  • CMA Data
  • Machine Quotation
  • Building Construcation Estimate
EMI Calculator

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